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Viral News Reviews

Effect of Absence of Pension in UAE (Part 2)

Posted by Talha Ahmed in: Education

1.1. About BTN Company

BTN is a private company providing management consultancy services and located in Ras Al Khaimah, the fourth largest of the seven Emirates forming the United Arab Emirates. The company was founded in 2003 with a vision to help local organizations improve their performance by providing solutions, new strategies and best practices.
The Company has over 40 qualified employees belonging to 10 different nationalities. The company is spending around 10% of its annual expenditure on recruitment and development of its human resources.
The company believes that its long term success is depending on the loyalty and quality of its human resources and also that loyal employees can create loyal customers (McCarthy, 1997). This is significant because there is a lack of employee retention in UAE and good employees can quickly move to other companies to look for better opportunities. The employee retention in the company has the same behaviour as in the region as 4 employees have left in the previous year while 2 have joined up. Although the company spends good budget on employee development but still it is not enough to turn the tides in the face of moving employees. The company has the usual policy of giving away gratuity at the end of employment which depends upon the number of years of service and it is a onetime payment given at the close of service period. This payment is never invested anywhere by the company and it simply depends on the current position of an employee. There are no additional benefits that are offered at the company although the employees are free to contact any individual financial advisor who can devise them a personal saving plan for future pensions. Such plans are not present at the organizational level and mid level organizations such as BTN Company are suffering from the loss of important talent that would otherwise stay in a place for longer period and therefore produce better and long time results for the organization (WEF, 2014).

1.2. Research Significance

The topic of this research was chosen due to the importance of pension scheme and retirement plan for any employee anywhere. The absence of such plans in the UAE affects the long term domicile decision of expatriates and makes the country a transient place to work for 5 to 10 years maximum, but not to live permanently.
The researcher is an employee of BTN and aware of the serious impact of the absence of a federal pension scheme on the loyalty & motivation of the staff and on the long term success of the company. The researcher is aware that the “end of service gratuity policy” is not encouraging staff to stay in the company for a long term as they will be always looking for another company offering a high salary to make their end of service higher. The company is spending significant funds on recruitment and staff development but if its staff can’t be loyal also its customer won’t be too.
Since the establishment of the company, 44 employees have left the company: 75% of them have resigned and the other 25% were terminated. The researcher has learned through discussions with the previous staff that one of the common reasons was the instability and insecurity caused by the absence of a federal pension and retirement plans in the country.




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